凌聪

성별남성

나이34

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Which is standard procedure skg for insurance claims

GL nk approve, RM500 kena bayar upfront

Which is what I selalu advise

Bila I buat agent dulu

>>> Sebelum beli insurance kena baca terma sya... Kena Tanya agent every single detail

And kena verify

>>> terma syarat bertukar Cannot bertukar

Unless dia Ada keluar official memo

Either both email atau physical

>>> inpatient ada hospital tggu approved gl, a... This one depends on company coverage

That one depends on agent yg advice.

Hmm

Ello moon

All I see are complaints

Hiii

No only pervert guys

Hiii erina

So you're Malaysian?

Ooh Chinese also?

I see

How old?

I'm ancient

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